Bank Profile

Kerala Grameena Bank (KGB) is India’s largest Regional Rural Bank (RRB), established on 08 July 2013 under Section 3(1) of the Regional Rural Banks Act, 1976, through the amalgamation of South Malabar Gramin Bank and North Malabar Gramin Bank by the Government of India.

Kerala Grameena Bank is a Regional Rural Bank in Kerala with massive rural penetration. Even though the bank is a Regional Rural Bank, KGB delivers all the major functionalities of a PSB. The major focus of the Bank is to initiate appropriate intervention for overall economic upliftment and advancement of the people of Kerala by giving financial assistance to the sectors like Agriculture, Micro, Small and Medium Enterprises, education, housing, micro-credit, weaker sections, SC/ST communities etc.

With a network of over 635 branches across all districts of Kerala and a total business of ₹65,835 crore as on 31.03.2026, the Bank has established itself as one of the leading banking institutions in the State. Combining the extensive reach of a Regional Rural Bank with the comprehensive range of products and services of a Public Sector Bank, Kerala Grameena Bank delivers accessible, technology-driven and customer-centric banking solutions to millions of customers.

The Bank is committed to promoting financial inclusion and accelerating the socio-economic development of Kerala by extending financial assistance to agriculture and allied activities, Micro, Small and Medium Enterprises (MSMEs), education, housing, self-employment, microfinance, women entrepreneurs, Self Help Groups (SHGs), and the weaker and marginalized sections of society, including SC/ST communities.

Rooted in a 50-year legacy of trust and service, Kerala Grameena Bank proudly upholds its identity as “Kerala’s Own Bank”—empowering people, strengthening communities and building a prosperous future for Kerala.

About Kerala Grameena Bank

Bank Profile