Commercial Building Loan | Kerala Gramin Bank

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Commercial Building Loan

Loan for Construction of Rental properties.

KGB supports your real estate ventures through a wide range of loan schemes.

Purpose

For construction of buildings, such as Malls, Shop buildings,
For construction of Residential Quarters/ Flats.
For construction of Auditoriums, etc.,

Eligibility

Entrepreneurs with sound financial background who intends to construct buildings for commercial purposes.
NRI Customers are also eligible for finance under the Scheme.
Loan will be granted based on the Commercial viability & Marketability of the project.

Limit & Margin

Limit

Total Project cost less margin.
Minimum loan amount should be Rs. 10 lakhs.

Margin

A margin of 50% needs to be invested by the borrower.
In eligible basis, margin may be relaxed upto 30% on merit.

Security & Repayment

Security

Guarantee of a credit worthy person.
Equitable Mortgage of landed property of value not less than 200% of loan amount.

Repayment

EMI with a maximum period of 10 years.
Repayment holiday of maximum 18 months can be availed.

Interest Rates & Charges

For loan interest rates Click here
Please visit Service charges Click here