NRI Housing Loan | Kerala Gramin Bank

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മലയാളം

Attractive Interest Rates

ROI 7.30%

NRI Housing Loans

Building a home is a major milestone in life. We are dedicated in helping you achieve that milestone by providing Home Loans at attractive rates. KGB offers a broad spectrum of loans for purchase/construction/renovation of house / Flat.

Purpose

Purchase of house property.
Construction/extension of house property.
Purchase of ready built Flat.
For undertaking repairs, renovation, up - gradation, extension, ceration of additional amenities.
Housing Loan for Second House / Flat.

Eligibility

Individuals including NRIs, having sufficient and regular income.
Age of the applicant shall not be more than 55 years.

Limit & Margin

Limit

For Residents 5 times of annual income
For NRI - 4 times of annual income

Margin

20% of the total cost

Security

Equitable Mortgage of land and building constructed / to be constructed / to be purchased by Bank Finance.
The value of the property should be atleast 125% ot the loan limit.

Repayment

Tennure upto 30 Years.
Repayment holiday upto 18 months can be availed.

Interest Rates & Charges

For loan interest rates Click here
For Service charges and fees Click here