Kerala Grameena Bank

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Current Account

An account that has been primarily designed for frequent transactions with no regulations. This is ideal for businessmen and self-employed.

Overview

  • Our current accounts facility meets the needs of traders, businessman, corporate bodies, enterprises, companies, associations, clubs, etc. and also for those who operates accounts regularly and frequently.
  • No restrictions on the number of withdrawals or deposits.
  • Should not have availed OD/CC from any other financial institutions.

CA plus

  • A premium deal for our prime customers

Current Account

KGB CA SMART

    Features
  • Current Account with Minimum Monthly Average Balance (MAB) of ₹10,000/-*.
  • Free Mini POS device equipped with dynamic QR code functionality and card swiping/tapping capability. (Machine is coming with life time free & no recurring charges for two years).
  • Complementary Personal Accident Cover of ₹5 lakhs for those account holders with following conditions,
    • PA Cover will be activated after the completion of 30 days from the date of account opening.
    • In case of multi signatory accounts, maximum of 2 persons with major share will be covered under PA coverage.
    • In case of account of a company, maximum of 2 promoters with major share will be covered under PA coverage.
      (In case of two individuals, the order of mapping Customer IDs (CIF IDs) must be carefully ensured, as the system fetches details from the first two individual Customer IDs.)
  • 100% Waiver of Locker Rent for the first year. In subsequent years 50% discount in locker rent subject to a maximum of ₹750/- (excluding GST) per annum.
  • Waiver of intersol remittance and withdrawal charges.
  • Free cheque books – 400 leaves per financial year.
  • 100% Waiver of RTGS/NEFT/IMPS charges through all channels.
  • Cash Handling Charges waived up to ₹5 lakh per day remittance (including intersol remittance).
  • Waiver of Annual Fee for Classic RuPay Debit Cards.
  • Waiver of SMS charges.
  • Charges applicable to CA General shall be levied if stipulated MAB is not maintained.
  • Waiver of DD Commission for a maximum of 48 occasions (4 per month) in a financial year.

KGB CA LITE

    Eligibility
    The account can be opened by:
  • Individuals; engaged in micro-level entrepreneurial/business activities, and
  • Non-Individuals (Proprietorship Concerns, Partnership Firms and other small business entities);
    Salient Features
  • Monthly Average Balance (MAB) NIL (Zero Balance Account)
  • Cheque Book Free – 50 leaves per financial year.
  • NEFT Charges Waived for transactions routed through Mobile Banking / Internet Banking.
  • Cash Handling Charges Free up to ₹2,00,000/- per day remittance (including intersol remittances) Page 2 of 2 Sl. No. Particulars Details.
  • Intersol Remittance Free.
  • Intersol Withdrawal Free.
  • Passbook / Statement Free passbook facility / free e-mail monthly statement.
  • QR Sound Box One unit may be provided, on request of the customer. Monthly rental shall be waived subject to a minimum monthly transaction volume of ₹50,000/- routed through the QR Sound Box.