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Commercial Building Loans

Loan for Construction of Rental Properties.

Kerala Grameena Bank supports your real estate activities through various loan schemes.

Purpose

For construction of buildings, such as Malls, Shop buildings,
For construction of Residential Quarters/ Flats
For construction of Auditoriums, etc.,

Eligibility

Entrepreneurs with sound financial background who intends to construct buildings for commercial purposes.
NRI Customers are also eligible for finance under the Scheme.
Loan will be granted based on the Commercial viability & Marketability of the project.

Limit

Total Project cost less margin
Minimum loan amount should be Rs. 10 lakhs

Margin

A margin of 50% needs to be invested by the borrower.
In eligible basis, margin may be relaxed upto 30% on merit.

Security

Guarantee of a credit worthy person.
Equitable Mortgage of landed property of value not less than 200% of loan amount.

Repayment

EMI with a maximum period of 10 years
Repayment holiday of maximum 18 months can be availed.

Please visit Loan interest rates page for details.
Please visit Service charges page for more details.

Loan Interest Rates

Service Charges